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Savings Accounts
Ten dollars is the share balance requirement. A $10
deposit along with a $15 fee ($25 total) is needed to
start the account. However, a minimum of $100 is required
to use our services. Please see additional requirements
above.
Children's Savings Accounts
Start a child’s account by bringing in the child’s
Social Security Card and $2 -- $1 is a membership fee,
$1 is deposited into the account.
Personal Checking Accounts
Checking accounts are available with $100 minimum balance
($100 stays frozen in your account). Write all the checks
you want FREE of charge. The charge for a bounced check
is $20. To
order checks, click here.
Club Accounts
You can open an account to save money for a special
purpose, like Christmas, vacation or IRA (retirement).
You will automatically receive a check for the amount
of your savings at the beginning of November or other
months that you specify.
Business Accounts
To open a Business Account, you need a $160 deposit along with a $15 fee ($175 total). $10.00 goes into your savings account and $150 into your checking account which has a low monthly maintenance fee of $25—there is no per check charge. Up to 10 hours free counseling is available for all business account holders.
To apply for a business loan, there is a $150 application fee. If the loan is approved, you will be required to open a business checking account with a minimum balance of $150. There is no monthly charge to maintain the account.
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